Loan-to-Value Calculator

Measure how much you finance against the property's value, your equity, and the effect of your down payment.

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Primary loan: $308,000
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80.0%

80.0%

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Property value usedUser entered$385,000
Primary loanCalculated$308,000
Additional financingUser entered$0
Total financingCalculated$308,000
Down paymentUser entered$77,000
Owner equityCalculated$77,000 (20.0%)

Estimates are for educational purposes only and do not constitute a loan approval, pre-qualification, or lending commitment. Actual qualification depends on lender guidelines, credit, income, assets, debts, loan program, property details, and underwriting.

Estimates are educational illustrations only — not mortgage approval, guaranteed qualification, or a loan offer. Requirements vary by lender and loan program. Yezid Beltran LLC, REALTOR® is a real estate education resource, not a lender, mortgage broker or credit-repair company.